Forms and Publications

Form	What is this for?

ACH Debit Application 12/21/2006	Instead of sending a check, this form will authorize the Fund to collect your employee contributions from your YMCA's bank account.

Application to Participate 5/4/2006	To enroll an eligible employee in the Retirement Plan. Please note: this application should be kept on file at your YMCA. Employees should be enrolled through YERDI.

Designation of Beneficiary 12/19/2007	To name designated beneficiaries in the event of your death.

Designation of Beneficiary for the Retired Death Benefit 5/23/2007	To name designated beneficiaries for the Retired Death Benefit.

Non-Discrimination Coverage Testing; Form 7/15/2009	Previously called Schedule T. A mandatory, annual IRS form to be printed, completed, and mailed to the Fund.

Non-Discrimination Coverage Testing; Instructions for YERDI Users 7/15/2009	Instructions and frequently asked questions relating to Non-Discrimination Coverage Testing (Previously called Schedule T). For YERDI users.

Request for Forms and Publications 10/3/2008	To order multiple copies of YMCA Retirement Fund forms and publications.

Revocation of Waiver 10/16/2009	To revoke a waiver of participation in the Retirement Plan.

Rollover to the Tax-Deferred Savings Plan 6/6/2008	Use this form to instruct your former employer's plan administrator or IRA custodian to issue a check to roll over your account(s) to the Tax-Deferred Savings Plan.

Voluntary Contributions 10/23/2009	To start or to increase your savings with a voluntary account (Use our calculator to determine your contribution limits)

Waiver of Participation 9/24/2007	To be used to waive participation in the Retirement Plan if an employee is hired for the first time at age 60 or older by a YMCA that requires employee contributions to the Retirement Plan.

YMCA Contact Information 11/16/2007	To be completed by your CEO to change or add contact information for YERDI Access.

Publications

2009 Transmittal Calendar for YMCAs 12/24/2008
12-month calendar of 2009 contribution transmittal deadlines.

403(b) Savings for All: Universal Availability 9/12/2008
Effective January 1, 2009, IRS regulations require that all employees (regardless of the number of hours that they work) be notified of the opportunity to save tax deferred. Be sure your YMCA is in compliance.

403(b) Smart Account Paycheck Stuffer (B&W) 7/2/2009
On your next payday, let all staff know about the Tax-Deferred Savings Plan with this stuffer. Black and white version.

403(b) Smart Account Paycheck Stuffer (Color) 7/2/2009
On your next payday, let all staff know about the Tax-Deferred Savings Plan with this stuffer. Color version.

Claims Procedures 9/26/2008
An overview of the claims procedures with respect to the Retirement Plan and Savings Plan.

Definition of Compensation 1/9/2008
Effective January 1, 2007 (and later), compensation reported to the YMCA Retirement Fund must follow a revised definition.

Eligibility Tracking Made Easy for YMCAs 7/15/2009
Who's Where software is the only retirement eligibility solution developed in partnership with the YMCA Retirement Fund. Over 230 YMCAs are using this time-saving tool.

Enrollment & Eligibility 6/29/2009
Questions and answers about enrollment & eligibility in the Retirement Plan.

Fund Collection Procedures for Employer Contributions 8/10/2006
Notice to all YMCAs of delinquent employer contribution collection procedures.

Fund Reports 8/20/2008
Download Annual and Mid Year Reports, Actuary and Auditor Reports, and Portfolios of Investments.

Fund Snapshot 9/8/2009
Background and history of the YMCA Retirement Fund.

Getting a Loan from Tax-Deferred Savings 4/29/2009
The basics about loans from the Tax-Deferred Savings Plan.

Glossary: Helpful Definitions 7/13/2009
A partial listing of YMCA Retirement Fund related terms.

Health Savings Account Endorsement 2/22/2008
The YMCA Retirement Fund endorses HSA Bank® for YMCAs and their staff.

Multiple Plans: New 403(b) Regulations 7/9/2008
Important information for YMCAs that maintain or sponsor other retirement plans.

Plan Document: Retirement Plan 8/10/2009
Restated Effective June 30, 2006 (Including Amendments through July 1, 2009)

Plan Document: Tax-Deferred Savings Plan 9/28/2009

Restated Effective January 1, 2009 (Including Amendments through October 1, 2009)

Summary Plan Description 12/15/2008
This SPD provides a formal explanation of our Retirement Plan. It also offers a brief overview of our Tax-Deferred Savings Plan.

Tax Status of the YMCA Retirement Fund 12/10/2007
An explanation of the YMCA Retirement Fund's current tax status. This one-page description is what the Fund sends to banks and financial institutions when they request to know the qualified status of the Fund's Plans.

Three Ways to Save Poster 7/9/2008
A poster to help YMCAs communicate the importance of saving with the Retirement Fund.

Timing of Remittance: ERISA Regulations 12/17/2007
This important notice outlines some implications for the timely remittance of employee-withheld contributions as well as employer contributions.

Who's Where Payroll Implementation Layout 10/31/2007
The specifications of the report that your payroll company will need to create for you to use with the Who’s Where software.

YERDI Online Manual 7/13/2009
A detailed instruction manual on the YERDI Online application.

Your Guide to the YMCA Retirement Fund 7/24/2009
An easy-to-understand introduction to the Retirement Plan and Tax-Deferred Savings Plan.

Forms and publications are in PDF format and require Adobe Acrobat software.