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An employee of a YMCA who has met the eligibility requirements and has been enrolled in the Retirement Plan.
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Contributions to the Retirement Plan, paid by the participant (as determined by the individual’s YMCA’s participation agreement with the YMCA Retirement Fund), plus the interest credited. This Personal Account includes any contributions to the Retirement Plan paid by the YMCA on behalf of the participant, for payroll dates prior to July 1, 2009.
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The 12 consecutive-month period on which Retirement Plan and Savings Plan records are kept. The Plan Year begins on July 1 and ends on the following June 30.
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Total combined investment owned by an individual or organization.
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An employee of a YMCA who is not yet eligible to participate in the Retirement Plan.
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Class of capital stock that pays dividends at a specified rate and has preference over common stock in the distribution of dividends and the liquidation of assets.
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An annuity option that provides you with a monthly annuity for your lifetime. If you die prior to having received the amount of your total balances at the time you retired, your beneficiary will receive the remaining amount.
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