My Services
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Investment Performance
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Depleted account balances. Rising expenses. Near-zero interest rates. Many seniors who are eager to retire find themselves still working, or worse, job hunting. What do you do when retirement seems impossible?
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More than 620 (76%) responded.
More than 2,600 responded.
Nearly 1,600 (38%) responded.
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A new survey finds that, despite everything, Americans feel pretty good about their futures.
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At the November 17, 2011 meeting of the Fund's Board of Trustees, Management recommended, and the Board approved, the interest that will be credited January - June 2012.
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For people grieving the loss of a spouse, uncertainty about family finances can be stressful and lead to costly mistakes. This checklist helps the surviving spouse sort through their new financial tasks.
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The clearest measure of comparable value of the Fund is the long-term benefit as indicated by the charts below:
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| Average Annualized Rates of Return for Periods Ended December 31, 2011 |
| 3 Years |
5 Years |
10 Years |
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5.48%
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6.61%
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2.47%
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4.34%
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 YMCA Retirement Fund Account
 65% Stocks / 35% Bonds
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| The blended return represents a 65% weighting in stocks and 35% in bonds. Stocks use the Russell 3000 index, or the total US stock market. Bonds use the Barclays Capital Aggregate which measures the return for domestic bonds. |
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